Why change it. My belief is that putting it out there, I can achieve my goal - financial independence.
Dare I tell the story how I get to be in so much debt? It's because of love, faith, wrong timing, and just plain (bad) luck.
But, I never ever regret any of my past decisions... and for that matter, everything that has been written here since the beginning, it's all me.
I'm just going to be more "businesslike" or "self-motivated" from now on...
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